Letter of Reference:
Tobin Building Systems Inc.

Tobin Building Systems Inc.
1234 Rosseau Lake Road 1, R.R. #1
Utterson, ON
705-769-3339

March 20, 2003

Dear Brian and Chris,

In the past 5 years, I have had the opportunity to watch many of your various projects usually involving ICF construction.

All projects were completed in a very competent and professional manner. The ICF construction was performed to meed or exceed the standard set by the manufacturer of the product. Specifically walls built with both Blue Maxx and Nudura products were correctly located, properly built, straight and true. You have built in excess of 30 projects with the ICF products, from foudnations to complete homes and commercial projects, and I believe you are among the most proficient users of the product in my sales area.

I have also had the opportunity to observe the other areas of construction such as framing, roofing and general contractor activities. It appears to me that these are all handled with the same level of competency and professionalism as with the ICF products

I personally recommend you to any person wishing to build whether it be with Nudura or other products. If anyone wishes to have this confirmed, I invite them to call me directly for confirmation.

Yours truly,

Rick Hallam